Financial Assessment
We commence by looking closely at a client’s existing arrangements and the purposes for which they have employed them. Assessing client’s future goals, objectives and obligations follows this.

Many times we have found that clients continue to hold investments that they do not entirely understand and have no real philosophy for holding. By taking a closer look at ones existing investment we can come to understand what made our clients invest originally and whether these investments continue to serve the right purpose today. Once we have a clearer picture of what a clients existing asset base is we can then examine what our client’s desire moving forward.

Risk/Reward & Timing
We discuss the type of returns one would expect to achieve from the variety of investments available in today’s market place and the risks associated with these investments. By looking closely at the association between Risk and Reward we can assist to manage ones investment expectations from the outset and maintain a good focus on the goals that we set together.

Once Risk and reward are established we discuss the length of time our client’s wish to invest and whether there is any area of investment that is particularly discomforting to them such as perhaps investment lock-ins or currencies exposure …..

Counsel
Based on our detailed evaluation we then formulate a discussion document, “Report” without obligation, outlining our advice. This document will not only serve as an excellent guide to the commencement of portfolio construction but will enable us to build upon the plan as we develop our relationship together.

Feel free to consult for more details.